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Register and insure your cleaning lady correctly

Suuberwoman

register cleaning lady

You have been planning for some time, hire a cleaning ladywho can help you with your daily housework and would like to finally realise your plans? Then you should definitely remember that you need to register your cleaning lady properly.

Registering and insuring a cleaning lady - many employers act in ignorance

For many households, a cleaning lady is an indispensable help. If you would also like to make your life easier with the help of a cleaner, you basically have two options. You can hire and insure a cleaner yourself, or you can contact a professional agency or a cleaning company. Platformwhich will put you in touch with a professional domestic help and support you with the employment and everything that goes with it.

 

People often take the supposedly easier route and look for a cleaner themselves - whether by posting a notice, online or among friends. However, what is often overlooked: If you hire a cleaner yourself, you become an employer. This is associated with various rights, but also obligations. A responsible employer will register and insure their cleaning lady. In many cases, however, this is not the case. The reality is that many domestic helpers are hired illegally because employers either have no knowledge of the necessary registration processes or simply want to save themselves the time. However, in order to be able to enjoy the work of your cleaning help, and of course above all the results, with a clear conscience, it is important that you hire your cleaning lady correctly. Your cleaning lady will also feel much more comfortable in her working relationship if she knows that you as an employer act responsibly and seriously and that she can rely on correct invoicing and adequate insurance cover. And a satisfied cleaning assistant will be much more committed and therefore do a better job - which in turn benefits you.

Insure your cleaning lady properly - what you need to bear in mind

If you are planning to hire a cleaning lady privately, you should bear in mind that you will be responsible for the following tasks.

 

1. employment contract

Depending on the canton in which you live, the standard employment contract for household employees applies. The provisions of this contract may differ from canton to canton. To obtain the relevant employment contracts, you can contact the cantonal economic office. They will provide you with the form to register a cleaning lady. The standard employment contract for housekeeping regulates the salary for your domestic help if she works for you for 5 or more hours per week.

 

2. register for AHV

In Switzerland, there is an obligation to register the cleaner with the AHV. If you would like to register your cleaning lady with the AHV, you will need the personal AHV number of your domestic help. Contact the relevant AHV office in the canton in which you live.

 

3. accident insurance

Another important point is accident insurance for your cleaning help. As we know, most accidents happen in the home and the cleaning and household work to be done harbours a risk of accidents that should not be underestimated. In this case, your cleaner's health insurance will not cover you, as it is only responsible for accidents that are not work-related. This in turn makes you liable for all accidents that your cleaner suffers in your household or while carrying out work on your behalf. Accident insurance is therefore essential to protect yourself financially. The premium for accident insurance must be paid by the employer. The insurance premium cannot be deducted from the cleaner's salary. If the domestic help works more than 8 hours a week for the same employer, non-occupational accident insurance must also be taken out. This insurance premium may be deducted from the salary.

 

4th disease

If your cleaning lady is absent due to illness, her wage entitlement must also be regulated. For this reason too, it is important that you register your cleaner correctly. The Swiss Code of Obligations applies to the rights and obligations regarding the employment of domestic staff. In addition, cantonal regulations, the standard employment contracts, must also be observed. Many of these standard employment contracts state that employers are obliged to take out daily sickness benefits insurance for domestic staff. Such daily sickness benefits insurance ensures that the cleaning lady receives 80% of her salary for up to 720 days if she is unable to work due to illness. Employers who do not take out such insurance must continue to pay their cleaning lady out of their own pocket in the event of illness. Appropriate insurance therefore protects the employer from an immense financial risk here too. It is also possible that a written employment contract is drawn up between the employer and the cleaning lady in which the standard employment contract is declared invalid, thereby circumventing the daily sickness benefits insurance. In this case, the provisions of the Swiss Code of Obligations apply again. If your cleaner then falls ill for a longer period in the first year of service, you must pay her her full salary, but only for 3 weeks. The entitlement is extended by further weeks the more years your cleaner works for you. The extent to which the entitlement is extended depends on the court practice of the respective canton. If no written contract is concluded, the standard employment contract of the respective canton automatically applies.

 

5. family allowances

If you register your cleaner with the SVA, you can clarify the entitlement to child allowances. If your cleaner has children under the age of 16, or children under the age of 25 if they are still in education, they may be entitled to family allowances.

 

Register a cleaner correctly with SUUBER

You can also delegate the entire bureaucratic effort to suuber and thus make the correct registration and insurance of your cleaning lady as easy and convenient as possible. With SUUBER you can Register and insure your cleaning ladywithout having to deal with the time-consuming paperwork - all from the comfort of your couch. You issue a fiduciary power of attorney so that we can take care of all correspondence regarding your cleaner for you. In this way, we ensure that your domestic help is fully registered, insured and invoiced correctly. With SUUBER, your cleaning lady and your household are fully insured. You enjoy significantly more favourable rates than would be the case if you took out insurance directly.

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General terms and conditions of business

AGB b13be8d.myraidbox.de

1. Definitions

The following terms are used in these terms and conditions: Contractual partner: Any natural person who has concluded a mandate agreement or a b13be8d.myraidbox.de platform agreement with PersonalApp AG. User: Any natural person who uses the b13be8d.myraidbox.de platform of PersonalApp AG. Employer: Any natural person who has concluded a mandate agreement with PersonalApp AG. Employee: Any natural person who has concluded a b13be8d.myraidbox.de platform contract with PersonalApp AG. Website/platform: "b13be8d.myraidbox.de platform" or "b13be8d.myraidbox.de"

2. Scope

These General Terms and Conditions apply to all contractual relationships that PersonalApp AG, based in Zurich, binds to its contractual partners and to any use of the b13be8d.myraidbox.de Internet platform.

3. Contractual reservations

The services provided by PersonalApp AG are only those that are expressly provided for in the contracts agreed and signed by PersonalApp AG.

4. Obligation to process via PersonalApp AG

If an employment relationship between employee and employer is established via the b13be8d.myraidbox.de platform, the employment must be carried out via PersonalApp AG. It is prohibited to settle the mediated employment outside the b13be8d.myraidbox.de platform. In the event of an offence, compensation of CHF 500 will be payable by the employer.

5. Beginning and end of the contractual relationships

The contracts that PersonalApp AG concludes with its contractual partners determine their duration. The termination must be communicated to the other party in writing. The corresponding legal effects only take effect at the time of receipt. The contractual partners are made aware that the end of the contractual relationship entails the end of the insurance cover. Employers must therefore take the necessary steps to insure their employees against accidents and to provide them with all other insurance coverage that is incumbent on the employer, especially in the area of ​​occupational pensions.

6. Access to the Internet offering

PersonalApp AG manages its internet platform freely and reserves the right to reject potential contractual partners without giving reasons. Certain services on the platform only become accessible once the contract is concluded or registration is made. The website is generally accessible daily and 24 hours a day. However, PersonalApp AG assumes no liability for temporary interruptions or the blocking of accounts whose use appears to be inappropriate, illegal or immoral. In the event of a violation of the General Terms and Conditions, PersonalApp AG can block the user’s access to the information and services offered on the website at any time without prior notice. In the event of damage resulting from the customer’s violation of these terms and conditions, PersonalApp AG reserves the right to assert claims for damages, plus a cease and desist from improper use.

7. Relationship between employer and working cleaner

The customer who registers as an employer at b13be8d.myraidbox.de is responsible for selecting the desired cleaner. Agreements on the content of the employment contract (salary, time, location, etc.) are made exclusively between the employee and the employer. The employee is provided with an app with a geotracking function from PersonalApp AG, which can be used to carry out and check time accounting. The main purpose of the app with geotracking is to monitor performance (compliance with the working hours agreed with the employer).

8. Contractual obligations towards PersonalApp AG

The contract concluded between PersonalApp AG and its contractual partners determines the respective obligations of the parties. The mandate agreement authorises PersonalApp AG to represent the contractual partner vis-à-vis affected third parties. As part of the conclusion of the contract, the employer may additionally authorise PersonalApp AG by means of a power of attorney to carry out actions provided for in the contract. The employer and the employee undertake to settle the entire employment relationship via the b13be8d.myraidbox.de platform. Any settlement outside the b13be8d.myraidbox.de platform, for example by submitting settlement documents to the compensation office, is not permitted. The contractual partners undertake to provide only correct data on the PersonalApp AG website, both personally and with regard to the employment relationship (e.g. hours worked). Any changes to the employment relationship or personal details must be communicated to PersonalApp AG within 14 days. In the event of a breach of the above-mentioned obligations, PersonalApp AG reserves the right to charge the guilty party separately for the extra work caused at CHF -120 (excl. VAT) per hour or to claim compensation.

9. Financial Obligations

After conclusion of the contract, PersonalApp AG creates a personal account for the contractual partner into which the contractual partner makes advance payments in order to enable PersonalApp AG to carry out its services. The amount to be paid by the contractual partner can be accessed in the private customer area of ​​the PersonalApp AG website. The employing contractual partner is responsible for making the payments due on time. Reminder costs from third parties in the event of a delay are borne by the employer contractual partner. The employer must report complaints within three working days – otherwise the order is automatically recognized as completed. Payments to the employees are made monthly, after the work has been confirmed. If an employee remains absent from work without excuse, the right to remuneration expires and this will in turn be credited to the client’s account.

10. Compensation/Commission

PersonalApp AG transparently reports the costs for insurance and administration. This is used to finance ongoing operations.

11. Satisfaction Guarantee

If an order is not completed to the client’s satisfaction, the employee is obliged to make improvements accordingly. However, the client must set realistic timelines and set the priorities accordingly.

12. Warranties and Disclaimers

PersonalApp AG provides all contractually agreed services on the basis of the actual hours worked, as communicated by the contractual partner via the b13be8d.myraidbox.de platform. PersonalApp AG is not obliged to carry out the billing in accordance with the contract if the employee's activity has not been registered on the customer portal of the PersonalApp AG website or if the customer account has an insufficient credit balance. PersonalApp AG will inform the contractual partner of such a deficiency no later than the scheduled date of salary payment. PersonalApp AG disclaims any liability for social security or other contributions due to incomplete or missing information provided by the contractual partner or insufficient advance payments in favour of PersonalApp AG. PersonalApp AG is not liable for a possible underfunding of the compensation fund due to the subsequent collection of contributions. As the employer, the contractual partner is solely responsible for the proper execution of the employment relationship. PersonalApp AG rejects any liability arising from labour law disputes between the contractual partner and his employee.

13. Computer security and cookies

PersonalApp AG is committed to protecting all personal data and ensuring that the computer systems, programs or other software under its control comply with the current state of security technology. Users must maintain the security of any computer systems, programs or other software under their control. PersonalApp AG particularly uses secured networks that are protected by industry standard firewalls and a password. PersonalApp AG has security measures in place to prevent the loss, misuse and alteration of user data. The PersonalApp AG internet platform uses so-called cookies. PersonalApp AG draws the contractual partners‘ attention to the fact that rejecting cookies may result in certain services and functions of the Internet platform not being able to be fully used.

14. Data Protection

PersonalApp AG undertakes not to pass on any personal data exchanged on the platform to third parties, unless there is a legal obligation to do so. PersonalApp AG guarantees that the processing of personal data is carried out in accordance with the applicable data protection regulations and undertakes to transmit the data provided by the contractual partner regarding his person or his employee (name, address, date of birth, AHV number, marital status, type of residence permit, etc.) exclusively to the social insurance companies or other insurance companies in accordance with the agreed benefits, as well as to the cantonal tax administration. By signing the contract with PersonalApp AG and by using the platform, the contractual partners declare their consent to the processing of their personal data for the aforementioned purposes. PersonalApp AG draws the attention of every user to the fact that he is responsible for the protection of the data he accesses via the website and that he must comply with Swiss data protection regulations, regardless of the country in which he is located. For further information on data collection and processing, please refer to the Privacy Policy, which can also be found on the website b13be8d.myraidbox.de.

15. Severability clause

The possible invalidity of one or more of the above-mentioned provisions has no effect on the validity of these general terms and conditions or the contracts signed between PersonalApp AG and its contractual partners.

16. Place of jurisdiction and applicable law

All contractual relationships between PersonalApp AG and its contractual partners are subject to substantive Swiss law, regardless of their place of residence. The exclusive place of jurisdiction is Zurich. Status: 30.10.2019.

In case of doubt, the German version applies.